YieldSecure gives insurers and agricultural finance providers the data, trigger engine and monitoring infrastructure to launch and manage parametric crop protection. It continuously monitors insured farms using satellite, weather and agronomic data, detects when predefined conditions are breached, and calculates the resulting payout.
CropSense provides the technology and risk intelligence. Licensed insurance partners provide the insurance coverage and assume the insured risk.
YieldSecure converts field-level agricultural and climate data into measurable insurance triggers that pays out automatically when verified conditions cross a threshold, no loss adjuster required.
YieldSecure continuously monitors insured farms throughout the policy period. Instead of waiting for a farmer to file a claim and an adjuster to inspect the damage, the platform evaluates predefined indices such as rainfall, vegetation health and flood extent. When the agreed trigger threshold is breached, YieldSecure generates the trigger event and calculates the corresponding payout.
Parametric cover pays when the agreed index threshold is reached. It does not require an individual assessment of the actual loss on the farm.
Define measurable triggers for drought, flood, rainfall deficit, vegetation stress and other agricultural perils.
A dedicated workspace for underwriting and claims teams. Issue policies, monitor exposure across an entire book, and see payouts triggered automaticallyโwithout a single field visit.
Built for underwriters, claims teams and portfolio managers who need farm-level evidence at issuance and a live view of risk through the season.
Monitor insured value, trigger proximity and geographic concentration across crops, regions and perils.
Upload farm boundaries and policy data to configure and manage large agricultural portfolios.
See the satellite, weather and agronomic evidence supporting each policy and trigger.
Get flagged the moment a peril index crosses its threshold, before a claim is even filed.
Calculates the applicable payout and sends a verified trigger event when triggers are detected.
Export underwriting files and keep a defensible, data-backed record of every policy and payout for regulators and reinsurers.
Issue policies, check trigger status and receive payout events directly inside your core insurance or lending system—in the same request flow that captures the application.
Connect YieldSecure to your insurance platform, loan management system or agricultural finance application. Use the API to configure policies, retrieve live trigger status and receive verified trigger events without building your own satellite monitoring infrastructure.
POST /yieldsecure/quote
Get an indicative premium for a farm, one or more perils and a coverage amount before binding.
POST /yieldsecure/policies
Issue a policy covering one or more perils once a quote is accepted.
GET /yieldsecure/policies/{policy_id}
Retrieve a policy's status and, for every peril it covers, the live index reading against its trigger threshold.
POST /yieldsecure/webhooks/trigger-events
Subscribe to real-time notifications when a policy's trigger is breached.
// Request โ a policy can cover more than one peril { "farm_id": "frm_7d21c4", "field_id": "fld_9b3a02", "crop_type": "maize", "perils": ["drought", "flood"], "sum_insured": 500000, "currency": "NGN", "term_start": "2026-04-01", "term_end": "2026-09-30" } // Response 201 Created { "policy_id": "8f1e2a6c-9b3d-4e21-a7c5-2d6f9b1e4a70", "farm_id": "frm_7d21c4", "field_id": "fld_9b3a02", "status": "active", "sum_insured": 500000, "currency": "NGN", "premium": 61750, "perils": ["drought", "flood"], "triggers": [ { "peril": "drought", "trigger_index": "cumulative_rainfall_mm", "current_index_reading": 42.5, "trigger_threshold": 60.0, "comparison": "lt" }, { "peril": "flood", "trigger_index": "flood_alert_count", "current_index_reading": 0.0, "trigger_threshold": 0.0, "comparison": "gt" } ], "term_start": "2026-04-01", "term_end": "2026-09-30", "next_monitoring_date": "2026-04-08" }
Sandbox credentials, batch limits and full schemas are documented in the Developer API reference.
YieldSecure is built for institutions protecting agriculture at scale, helping them settle claims faster and extend cover to farmers traditional insurance overlooks.